A UK Pregnancy, Parenting and Lifestyle Blog
I am delighted Aviva are sponsoring this promotion of their Free Parent Life Cover and we’re happy to help spread the word about why it’s important that we, as parents, do get cover to help protect our loved ones when they need it most. Aviva are there to help protect the things that matter to us most, and what’s more important than family?
I have to be completely honest and say that life insurance is not something I had thought a lot about before I had children. Sure I had thought about it with regards to R’s job in the military and what it means to him, but I hadn’t thought about it in terms of my circumstances. All that changed when that first little bundle of joy, baby Meelies, was placed in my arms and stared up at me. All of a sudden you have this little person depending on you 110% and it’s only natural to start to think about what would happen if you weren’t there to protect and provide for them anymore. It’s a horrible thought, of course, but in order to make things as easy as possible should the worse happen, it’s so important to talk about things like life insurance and getting it sorted shot up the to do list immediately.
Aviva is one of the UK’s largest insurance providers with a 300 year history in providing products to protect their customers and the things that matter most to them, like our babies! They are committed to making things simpler and rewarding customers, which all sounds pretty good to me. As a step in the right direction, in terms of life insurance, Aviva are giving new parents (each of you) £15,000 free cover per child under 4 years. There is no purchase necessary, no credit or debit card details are needed and it takes minutes to apply.
The cover lasts for 12 months, will not renew and you can take out the policy rom when your child is born up until their 4th birthday. You have instant access to your policy documents online through MyAviva, which I think is great because it’s so much easier to manage things online!
It’s important to note that in relative terms £15,000 per child, for 12 months, is a relatively low amount for cover and so it is best to think of it as a good starting point and one you can build on to the level of protection that’s suitable for your family. You can find out more about this here. Each family has different incomings and outgoings so it’s a good idea to sit down and work it all out prior to choosing your cover. I love a good family budget spreadsheet!
We had an incident last year involving the husband and it brought home how previous life is, and how every day is a blessing. It’s so, so important to look towards the future and protect the ones we love. Peace of mind is a wonderful thing and having another job ticked off my to do list, especially something so important, feels really good.
And as an added little bonus, if you do take out cover, you’ll get access to exclusive Aviva products and discounts – happy days! T&Cs apply. For more information click here.
Let me know if you have covered already or if it’s something you are planning on getting!
